Investing in your financial future doesn’t have to be overwhelming or intimidating – it can be empowering.

We know what it takes to make step-by-step, informed decisions that can help lead to long-term success, and we have the experience to guide you through it.


With so much conflicting advice out there, it can be hard to know who to trust and where to start.

We understand the struggles that come with this process. We provide education, guidance, and support every step of the way, so you can have confidence knowing that your finances are in good hands.

What makes us different?

Absolutely committed.

There are many things in life you can settle for: an average restaurant experience, a less-than-perfect job, or even an OK seat at a sporting event. But when it comes to something as important and precious as your financial future, you should expect more than just “OK.” Cookie-cutter portfolios, quick-fix solutions, and over-simplified advice just won’t cut it.

Absolutely detailed.

We go beyond the basics to offer comprehensive financial planning and asset management customized to each client’s individual goals, ambitions, and risk tolerance. We are thorough and detailed, while still creating output our clients can easily digest.

Absolutely independent.

As fiduciaries, we are committed to providing unbiased financial advice. We maintain a fee-only structure, so there are no commissions or sales charges associated with our services. We are a self-reliant, independent entity that answers to no other larger financial institutions. Instead of outsourcing our investment management, we keep all operations, financial planning, and investment management in-house.

We know what it takes for the long haul, and we’ll be with you on the journey.

When our founder, Daniel, is not helping clients, you can find him hitting the trails as an ultra-marathon runner. His approach to wealth management is in line with his approach for running:  steady effort that is designed to give you the best chance for long-term success.

The work it takes just to get to the starting line is often more important than the race itself, and it’s the same with wealth management. With us, you can trust that we are building a foundation that will serve you in the long-term.

Daniel Payne, CFA

Principal; Wealth Manager

Pamela Scheppele, CFP, ChFC, CLU, RICP, CLTC

Financial Planner

Lanette Morton

Client Services